carnival of struggling bumbling newbies - January 10, 2009
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Welcome to the January 10, 2009 edition of carnival of struggling bumbling newbies.
JRickG presents >Not Quite Lotus posted at >JE Gonzalez.
Xquisitlife presents >Who Am I? posted at >The best is yet to come!, saying, “This blog discusses how to discover who you are inside and how to have success when going after your dreams with passion!”
Paul Gallion presents >GUARANTEED Commissions of at Least $125 Within 24 Hours posted at >Paul Gallion.
Matt Swinney presents >Begging Theory:: How to beg. posted at >Pro Beggar: Give me money., saying, “A guide to begging for money.”
Isaac Yassar presents >Free Website Monitoring Service Which Gives You Genuine Value posted at >Isaac Yassar .com, saying, “Hi, I’m Isaac Yassar and I help people reaching success in self development, business, and blogging for free.
Website monitoring service is vital to watch your website / blog’s traffic. You want a reliable service which is free, real-time updated, ignoring your own visits, and ultimately, giving genuine value for you.”
D.Osman presents >13 Reasons Why You Should Create Product! posted at >No Hype…No Fluff…No B.S. ! Marketing Product Reviews And Info.
Tim Grice presents >Search Engine Optimization - More On PFP Search Engines posted at >Search Engine Optimisation, saying, “n this article I concentrate on a few of the most popular forms of Pay-for-Performance search engines”
Praveen presents >$30,000 Per Month in Affiliate Marketing posted at >My Simple Trading System.
Sam presents
>NEW !! Free Home Foreclosure Help.. posted at
>Surfer Sam and Friends, saying, “New !! Free Home Foreclosure Help
You Have Options and Rights
When you purchased your home in happier times, you borrowed money to make home ownership possible. You signed a mortgage or a deed of trust, that gave the lender the right to foreclose on your house if you fail to make the monthly payments. Now you find that you are not able to make the monthly repayments of the borrowed money. The threat of foreclosure doesn’t necessarily mean that you are going to lose your home. If you are facing foreclosure, you have options to use and legal rights to protect you.
Help with Home Foreclosure
As a homeowner who faces foreclosure, here’s what can you do.
1. If you face home foreclosure, negotiate. If you want to keep your house, contact your lender right away. Your best strategy is to negotiate a workout with the lender. Contact the lender as soon as you know you cannot make the monthly payment. Explain the circumstance you face, whether it is a lost job, prolonged illness or other hardship. Outline your plan to make up missed payments at the end of your mortgage, or over a specified period of time. Then decide when you will be able to resume making regular mortgage payments. You can negotiate with the bank for temporary relief from making your monthly payments. You can also ask for a reduction in your loan balance.
Your bank or mortgage lender doesn’t really want to foreclose on you at this time. Consider the point of view of a bank. Iit doesn’t want to repossess your property and take ownership of it. Because of falling real estate prices, the bank expects that the selling price of your home will be less than the balance owed on the mortgage. Thus the bank faces a loss if it foreclosures on the mortgage. Also, the bank does not want to manage and maintain the real estate, and offer it for sale at a later date. The uncertainty of the real estate market makes the bank willing to work with you to keep you in the home.
2. For free help with a home foreclosure, consult a free housing counselor.”
Tami Blodgett presents >OWA ROUTE TO SUCCESS posted at >Online Wellness: A Safe Haven, saying, “MAx Fabry explores the necessity of the internet for every wellness practitioner in this age of technology.”
Damien presents >3 Things to Avoid When Starting a Blog posted at >Damien Riley’s Podcast, saying, “This is a video entry I made with new bloggers in mind. I discuss three pitfalls to avoid when starting a blog.”
Ray K presents >As Seen On TV… ShamWow | JustSaver.com posted at >JustSaver.com, saying, “Hello there, Blog Carnival Leader! My blog, www.justsaver.com, focuses on money saving and time saving ideas and tips for everyday living. We also do a few product reviews and movie reviews. As my site is relatively new, any advice or insight you can provide me would be appreciated. Thank you for considering my article. :)”
Lazy Housewife presents >Root Canals are Fun posted at >So Not Domestic.
DebbieDragon presents >11 Tips for a Successful Home-Based Business posted at >Empowering Mom.
That concludes this edition. Submit your blog article to the next edition of carnival of struggling bumbling newbies using our carnival submission form Past posts and future hosts can be found on our blog carnival index page.
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